I live in Houston TX, so we are kind of in the same weather system. I LOVE my black maxi skirt. I
will wear it with a dressy top, or a neutral cream top and animal print scarf. Or instead of a scarf I have some multi colored necklaces that bring a pop of color. I usually wear black flats with it. However, I would like to be more bold and wear red flats or other pops of color. I am becoming more risky to get out of the rut of matchy-matchy accessories. It's a struggle though! My suggestion is always to try on different combinations and look at yourself in a full-length mirror. Your reflection usually tells you what to do. By the way, my black skirt has a bias cut of soft ruffles (believe me they are very low key and not close together and are in a soft thin knit.) I loved it so much I bought one in coral and one in soft light teal.