Hi lapdeb77, I also am a short-waisted B with a tummy. And I have worn the fuller skirts with a tucked-in top; but the top is always a wardrobe basic...a very simple style and color, like a black tank top. However, I ALWAYS also wear a shrug or short cardigan on top (a regular length cardigan would really throw off the proportions). For some reason, a cropped cardigan really helps balance the look for me. As always, you may have to play around with the proportions to make it right for your build. Hope that helps.